WORLD'S FIRST

Open Financial Supply Chain Marketplace

that puts Corporates at the center, goes beyond financing, coupled with Tallyx 1●2●3 that offers forward-looking win-win-win value proposition for Anchors, Small and Medium Enterprises (SME’s) and Financial Institutions.

Anchor

An open platform that provides extended supply chain finance functions, offers brand protection, improves business continuity and enables market growthWe enable adaptability in your supply chain in todays highly volatile economic environment. Unless you can address the financial needs of your extended supply chain, its’ not that easy to support viable alternatives.

SME

An inclusive & borderless marketplace that offers your business a variety of working capital options. You can use our digital draft not just as a cash flow tool but also to negotiate with your trading partners. Tallyx will tokenize your corporate identity and accurately reflect your supply chain performance through a reputation score.

Financier

Supply chain finance is a highly competitive, low margin business with ever increasing compliance costs impacted by geo-political trade instability. In order to make SCF businesses profitable, banks must overcome all these challenges with new digital strategies to break away from the current status quo and corporations need more dynamic services in their supply chains.

yogi_WB
yogi_WB
yogi_WB

1Globe:

Tallyx positions itself as single SCF network to a network of SCF networks, so that companies can continue to stay on the same environment (2Cash Marketplace) when accessing funds provided by 3rd party financial institutions (Bank or Non Bank).

Tallyx also tokenizes corporate identity together with KYB data and reputation score into an Avatar. Avatar facilitates client on boarding processes especially for joining SCF programs in 3FI marketplace.

2Cash:

Enable suppliers to offer discount on demand to anchors on their approved invoices to get paid early without 3rd party involvement. The approved invoices can also be converted to Tallyx Approved Payable Drafts (APD) to pay upstream suppliers cashless.

APD are closed loop digital credits which can be passed on to deeper tiered suppliers who in turn can discount them for instant cash with favorable rates and no overhead. It enables Anchors to inject liquidity digitally and effectively, deep into their supply chains.

3FI:

Fund your supply chain via third parties such as Banks, Financial Institutions, Investors or via Securitization (Commercial Paper). Our flexible Tallyx MarketRooms can be operated on a per funder or multi-funder (open marketplace) basis. Tallyx also supports government backed funding to support economic stimulus schemes that enable low interest extended payment terms.

Tallyx Ecosystem

Early Pay, Digital Draft

APF, ARF, DF, TRS...

  • Tallyx 2Cash marketplace provides early payment discount and deep tier financing for corporates and other supply chain functions, allowing other FIs to fund from their own market rooms in 3FI marketplace. 
  • Market rooms can be customized by each bank or NBFI to offer differentiating services to maintain their competitive advantage
  • Tallyx deep tiered financing not only provides financing to anchor’s tier 1 suppliers but also enables banks to inject liquidity to deep tiered suppliers. 
  • Seamless digital onboarding capabilities minimize onboarding effort & cost. 
  • Banks can also invite their corporate clients and institutional business partners (NBFI’s) to provide funding.

Market Room Scenarios

  • Multi Market Room
  • Lite Market Room

Private: Single Funder which is the hosting bank

By Invitation: Bank can invite their corporate clients, mutual fund manager, securitization, syndication participants  to fund those transaction not taken by Bank.

Open: Mainly for NBFI and investors, no SCF program involved here, Toki is the basic investment unit.

FI can choose to leverage their existing SCF system as first step, T-MR-Lite can be leased/licensed which can be integrated into their current SCF system.

Our Digital Journey

MAKING SCF SERVICES PROGRAMMABLE

MAKING SCF SERVICES PROGRAMMABLE

MAKING SCF SERVICES PROGRAMMABLE

Programmable Toki

Programmable Toki

Programmable Toki

A new type of autonomous blockchain powered smart asset backed token to improve interoperability and enjoy brandable enhancements to take on diverse needs such as deep tier finance, portfolio based lending, syndication and securitization. The token is interoperable and supports sustainability goals.

A new type of autonomous blockchain powered smart asset backed token to improve interoperability and enjoy brandable enhancements to take on diverse needs such as deep tier finance, portfolio based lending, syndication and securitization. The token is interoperable and supports sustainability goals.

A new type of autonomous blockchain powered smart asset backed token to improve interoperability and enjoy brandable enhancements to take on diverse needs such as deep tier finance, portfolio based lending, syndication and securitization. The token is interoperable and supports sustainability goals.

SIMPLY CONVENIENT

SIMPLY CONVENIENT

SIMPLY CONVENIENT

Avatar Digital Reputation

Avatar Digital Reputation

Yogi AI Assistant

Our AI engine is the key ingredient to a highly personalized UX, that even extends to your favorite Voice Assistant.

Our AI engine is the key ingredient to a highly personalized UX, that even extends to your favorite Voice Assistant.

Our AI engine is the key ingredient to a highly personalized UX, that even extends to your favorite Voice Assistant.

DIGITAL REPUTATION SCORE

DIGITAL REPUTATION SCORE

DIGITAL REPUTATION SCORE

Avatar Digital Reputation

Avatar Digital Reputation

Avatar Digital Reputation

Decentralized identity and reputation score on the blockchain. It is your and your supplier’s digital passport to access credit and unlock cheaper financing.

Decentralized identity and reputation score on the blockchain. It is your and your supplier’s digital passport to access credit and unlock cheaper financing.

Decentralized identity and reputation score on the blockchain. It is your and your supplier’s digital passport to access credit and unlock cheaper financing.

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FAQ

Toki are Asset Backed Tokens (ABT), not a cryptocurrency, that contain supplier’s receivables or orders they wish to use as collateral to acquire financing from buyers, banks or other financial service providers.
 
Toki enables interoperability among various funders (through Tallyx Market Rooms); it opens up opportunities for new digital business models for better reach and distribution.
 
Toki are programmable by leveraging the power of dynamically generated smart contracts. Examples might include integration with IOT devices, regulatory compliance checking, dynamic risk assessment, sustainability and carbon footprint.
Our client onboarding (COB) services offer comprehensive reputation discovery capabilities working with our fintech partners to provide global, regional and country specific coverage. It focuses around security, compliance and performance, which includes KYB, Sanction Checks, Credit report, and business information research. 
 
Instant Digital Onboarding is our ultimate goal to provide efficiency as well as flexibility and adaptabilty. Our routers and gateways approach selects the best data provider based on transaction context. These are  key components behind the COB Flow, which can be configured by interacting with Yogi-based ChatBot to change the COB policy. Tallyx also has campaign tools for realtime progress tracking on group and individual level.
 
During COB, Tallyx tokenizes the business identity into Avatar, the digital passport used in the Tallyx Ecosystem. What makes Tallyx Avatar unique is AOP (Avatar Onboarding Protocol) Smart Contracts and Machine Learning based Reputation Score. AOP smart contracts aid in the continuous monitoring of all Avatar’s compliance status. Reputation score, separate from credit rating, reflects their performance based on their transaction history. 
For SMEs
A choice of marketplaces offering a variety of funding sources is a big advantage for SMEs, translating to competitive pricing and cross border financing options.
 
This marketplace must be SME friendly which means a higher feasibility of funding and with mechanisms designed to help SMEs with weak credit ratings. The Avatar Reputation Score not only helps SMEs to establish their reputation based on their good performance, but also rewards them with favorable funding rates.
 
For Anchors
Tallyx is the first open SCF platform to go beyond supply chain finance and puts corporates at the center, arming them with extended infrastructure and services to strengthen their value chains. Anchors also have at their disposal, contract performance and price injection for their service supply chain.  Tallyx’s brandable and programmable Toki and Yogi based TradeBot help to achieve other SC goals such as sustainability and IOT integration. In the 3FI marketplace, our Tallyx market room supports multiple financiers to offer differentiated services that Anchors can leverage. Our flexible platform makes it very easy for anchors to integrate them into their value chain.
 
For Banks
With Tallyx, bank’s market share expands, with new clients and deep tier suppliers of existing clients. Tallyx also bolsters bank’s existing SCF solutions to their anchors in the following ways: 
  1. Provide financing opportunities to those suppliers not qualified for bank’s SCF programs through our 2Cash Marketplace for dynamic discounting and 3FI Open Marketplace
  2. Leverage Tallyx’s platform as a front end to add SCF solutions not available in bank’s existing SCF offerings
  3. Offer additional value to anchors’s supply chain that goes beyond financing
  4. Utilizes Tallyx’s fintech infrastructure, shared services and SCF capabilities to drive SCF innovation and new business models that can deepen their competitive advantage and boost adaptability
In Summary
Tallyx envisions banks and corporates to be better positioned to meet the challenges thrown up in today's tumultuous and competitive digital economy.
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