Aditya is a former Managing Director and co-founder of Citi Global Digital Strategy, three time entrepreneur – twice in the trade finance and cash management systems area, First CIO of Yes Bank and Group CIO of mPhasis. He has been a mobile payments evangelist and pioneer as CPO of Obopay. He is an industry visionary, speaker and author in the digital transformation of financial services (see Bank of the future). He has driven the successful digital transformation of Citi across both consumer and corporate banking for over half a decade, running a strategy consulting division at the top of the firm. He was instrumental in driving Citi’s next generation digital architecture, bank of the future project as well their open banking and API program and helped to establish http://developer.citi.com/API